You can request a free copy of Equifax credit file online at www.Equifax.com/fcra under FCRA. According to the Federal Fair Credit Reporting Act (FCRA), you have the right to dispute information on your credit report that you believe to be incorrect. If you’ve been denied credit, insurance, change in credit limit, or other benefits, or you’ve recently placed a fraud alert on your credit file, you can view or request a free copy of your file from the three Credit Reporting agencies: Equifax, Experian and TransUnion.
How to Request:
Visit www.Equifax.com/fcra in a standard web browser (it requires that you allow popups and have cookies enabled), enter your personal information and select the reason for request. Accept the service agreement terms of use and click the “Submit” button to continue. Then it will show you a pop up page, and follow the instructions to get your credit file.
This online service is free, secure, efficient and available 24/7. So you can dispute your credit report errors online anytime, and get a revised copy of your report after the dispute is completed. This free report does not count as your annual free report.
I would like to talk to a live person (301 471 8008) to alert all the credit bureaus that someone currently living in Youngstown, Ohio is using both my wife and I background in Sea Cliff NY (former address) and Middletown Md (current address) to apply for credit. They have changed the middle initial to appear different.
I would like to know why my credit score has fell 26 points
619 609 9284 please call or email me thanks jimmy sullivan
i have been informed by sears that they will not renew credit card becuse Equifax reportsays i am serios deliquent,deliquency dateto recent. i bought a car three years ago and my wife and my score was 870 you claim it is 690. i have never been deliquent i need someone to call me to discuss this matter . also i need copy of report
obviously you have some info incorredt please call me asap 508-208-9292
sears ref. id#is ECFFC925EEBECA420050
You have denied me credit for a truck two weeks ago, but my credit score is sufficient, but you say I now have dilenquent accounts all of a sudden and I pay our bills on time or before time every month. Please have some=one call me and give me a reason for this mix=up and send me a free copy of my credit report. Thank You
Call me at 352-684-9364
Please call me about being denied credit send me my free report by my gmail. Very unhappy 352-684-9364
I WISH TO TEMPORARILY LIFT MY FREEZE BUT CANNOT DO IT BY PHONE OR VIA INTERNET. PLEASE ADVISE AS I DO NOT WANT TO MAIL SUCH PRIVATE INFO.
I need to speak to somone regarding my credit and to put an extensive fraud alert onmy account. I have a letter from the hospital whereas my personal data was sold by an employee from an insurance company and also I requested a copy of my credit report to be mailed to me and never received it.
My work number is 954-82854 Monday thru Friday 7:30 A.M. – 4:00 P.M
and my cell numbe ris 954- 483-0142.
Thanks
Cassandra J Battle
How do I contact a human reprenatative at Equifax. I have tried every way possible & have been cut off etc?
Would appreciate an answer asap….Joe T.
YOU HAVE DENIED ME CREDIT FOR A RESIDENTIAL REAL ESTATE LOAN,BUT MY CREDIT SCORE IS SUFFICIENT, BUT YOU SAY I HAVE DELINQUIENCY ON ACCOUNTS AND NUMBER OF ACCOUNTS WITH DELINQUIENCYS AND OWED ON REVOLVING ACCOUNTS IS TOO HIGH. I PAY MY BILLS ON TIME EACH MONTH AND DO NOT OWE ANY REVOLVING ACCOUNTS. PLEASE HAVE SOME ONE CALL ME OR GIVE ME A COPY REASON FOR THIS MIX UP AND SEND ME A FREE COPY OF MY CREDIT FILE. CALL ME AT 718 – 469-6195. THANK YOU.
i have excellent credit score but the bank denied me a loan(heloc) just because they are saying that there are other credits cards still open .i already payed them all completely
can someone get back to me asap at 347-878-4850
its very important
hope hearing from you very soon
thank you
I received a letter from Iberia Bank, what really scared me was this one reason denied because of derogatory remarks on my credit report. And other reasons I could not understand, what is a derogatory public or collection file.,remark on a credit file. Please have someone explain this to me. My numbers are 337-794-0407 or 337-480-3955.
Thank you,
Isie Mae Granger Ned