You can request a free copy of Equifax credit file online at www.Equifax.com/fcra under FCRA. According to the Federal Fair Credit Reporting Act (FCRA), you have the right to dispute information on your credit report that you believe to be incorrect. If you’ve been denied credit, insurance, change in credit limit, or other benefits, or you’ve recently placed a fraud alert on your credit file, you can view or request a free copy of your file from the three Credit Reporting agencies: Equifax, Experian and TransUnion.
How to Request:
This online service is free, secure, efficient and available 24/7. So you can dispute your credit report errors online anytime, and get a revised copy of your report after the dispute is completed. This free report does not count as your annual free report.