If you want to get a free credit report without a credit card, just go to the website www.Annualcreditreport.com. It is the ONLY authorized source to obtain a FREE copy of your credit report from each of the nationwide consumer reporting companies – Equifax, Experian and TransUnion. Under the Federal law, you have a right to get a free credit report every 12 months if you ask for it. It will NOT ask for your credit card info.
Your Credit Report includes: Detailed information on existing lines of credit – starting date, credit limit, current balance, minimum payments, payment history/timeliness. Plus, credit inquires, collections, consumer statement, associated addresses, aliases and more.
How to get your credit report:
You can request through this website, by phone or by mail. It’s QUICK, EASY and SECURE to request your free annual credit report online from the website. To get your report online, just follow these steps:
Step 1: Open the website link www.annualcreditreport.com in your web browser, click “Request yours now” link on the navigation.
Step 2: On the beginning page, read the instructions and click on the “Request your credit reports” on the bottom.
Step 3: Provide your personal information and answer a list of questions to fill out the request form. You may need some materials to answer the questions.
Step 4: Choose which one or more reports you want to request and click on the “Submit” button. Then you can review your reports online. If you would like to look at them later, just print out your credit reports with a working printer.
You can also request your free credit report by phone 877-322-8228 (you will go through a simple verification process over the phone) or through the mail. Free credit reports requested by phone or mail will be processed within 15 days of receiving your request.
Please visit www.AnnualCreditReport.com to learn more details now!