Blue Cash Everyday Card from American Express Review

Blue Cash Everyday® Card gained a wide popularity among the cardholders and became standout among other credit cards due to the following reasons:

Firstly, this card earns an exceptionally high rewards rate. It offers 3% back on groceries and 2% back on gas. If these are your major spending categories, choose this card.

Secondly, it is very convenient to gain the earnings. Other cash back credit cards may require you to keep track of bonus categories that change every quarter, while this card keep a relatively stable cash-back rate on groceries, gas and select department stores all year.

Thirdly, unlike many other cash-back credit cards, the Blue Cash Everyday® Card from American Express comes with a signup bonus: Earn $100 back after you spend $1,000 in purchases on your new Card in your first 3 months. You will receive cash back in the form of statement credits. This is a good way to get a jump on racking up Reward Dollars.

This card has 3% Cash Back at U.S. supermarkets, up to $6,000 per year in purchases,2% Cash Back at U.S. gas stations; 2% Cash Back at select U.S. department stores; and 1% Cash Back on other purchases. After you spend $500 in purchases on your new card in your first 3 months of Card Membership. You will receive the $150 back in the form of a statement credit.

Annual Percentage Rate for Purchases of this card is 0.0% for the first 12 months. After that, your APR will be 13.24% to 23.24%, based on your credit health. This APR will vary with the market based on the Prime Rate.

1) Annual fees:$0
2) Annual Membership Fee $95 ($75 if your application is received by 8/3/16)
3) Transaction Fees:
Balance Transfer: Either $5 or 3% of the amount of each transfer, whichever is greater.
Cash Advance: Either $5 or 3% of the amount of each cash advance, whichever is greater.
4) Foreign Transaction: 2.7% of each transaction after conversion to US dollars.
5) Penalty Fees
Late Payment: Up to $37
Returned Payment: Up to $37
6) Overlimit: None

How to apply a Blue Cash Everyday Card:

1)Visit the website

2)Please enter the Zip Code and the 14-character RSVP Code from your invitation

3)Press“Apply Now”button to be redirected to the instruction for application

4)Filling your personal information, such as your first name, second name, Email Address, date of birth etc

5)Follow the on-screen instruction to complete the rest step