Discover it Credit Card Review



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By comparing Discover it Credit Card with other Cards, we can find there are many advantages of Discover it, they are as follows:

First of all, it has plenty of great features such as you can get a dollar-for-dollar match of all the cash back you’ve earned at the end of your first year, but only for new cardmembers automatically; Second, you can get 5% cash back in categories that change each quarter up to the quarterly maximum when you sign up and 1% cash back or more on all other purchases. Moreover, your cash back never expires and your rewards can be redeemed at any time.

Besides, the card is well-secured for you can freeze your account once you found some wrong with your account to prevent new purchases.

Basic Information About Discover it Credit Card:

  • 3% fee for each balance transfer
  • 24% to 23.24% Standard Variable Purchase APR applies. This APR will vary with the market based on the Prime Rate
  • APR of 25.24% will vary with the market based on the Prime Rate

Highlights:

  • No annual fee
  • No Intro APR for 12 months on purchase and balance transfers
  • Earn 5% cash back in categories that change each quarter, up to the quarterly maximum when you sign up 5% Cashback Calendar
  • 1% cash back on all other purchases automatically
  • You can freeze it to prevent new purchases when you find something wrong with your credit card
  • You can track your recent FICO Credit Scores for free

Rewards:

You can redeem rewards in any account at any time. Rewards never expire. They will credit your account with your Cashback Bonus balance if your account is closed or if you have not used your account within 18 months.

How to Apply for Discover it Credit Card:

  • First of all, make sure you have already received an invitation letter which contains an invitation number
  • Visit http://www.discover.com/it
  • Enter your Invitation Number
  • Press “Continue” button to be redirected to the instruction for application
  • Follow the steps to complete the online registration for applying by providing some personal information, such as your name, state, zip code, Email Address, Phone number etc.