Citi Double Cash Credit Card Review

The Citi Double Cash Credit Card is the perfect choice of winning additional cash back without following category restrictions. With this card you can get rewards in two ways, so now you don’t have to just spend more to earn more, you can earn 1% unlimited cash back on every purchase you make and then you earn an additional 1% cash back on those purchases no matter they are at once or over time, as long as you pay the minimum due.

Unlike many other cards, Citi Double Cash Card has no category restrictions but you don’t earn cash back on balance transfers, cash advances, account fees, interest and other returned items.

For example, when you buying two pairs of shoes with your card for a total of $75, you can earn 1% cash back on your total purchase of $75. If You pay $50 this month and pay the remaining $25 then you earn 1% of $50 this month and earn 1% of $25 next month.

Basic Information About Citi Double Cash Card:

  • Balance transfers do not earn cash back
  • They charge $5 or 3% of the amount of each transfer as the transfer fee
  • They will not charge any interest if you pay your entire balance by the due date each month
  • Balance transfers must be done within 4 months of account opening


  • No annual fee
  • The balance transfer offer: 0% intro APR for 18 months on balance transfer
  • After that, the variable APR will be 13.42% – 23.24% based on your creditworthiness
  • You earn additional 1% cash back as you pay for your purchase
  • There are no caps on the total amount of cash back you earn
  • Each cash back without the hassle of signing up for different categories

Card Rewards:

  • Earn twice cash back on every purchase
  • No enrollments, no caps and no category restrictions

How to Apply a Citi Double Cash Card:

  • Make sure that you have already received an invitation letter for Citi
  • Find an invitation code inside the letter after reading through
  • Visit or
  • Enter your invitation code and your last name
  • Press “Proceed to Application” button to be redirected to the next page to complete the registration
  • Also, there is a way for phone application, please call 1-877-645-3702