Chase IHG Rewards Club Credit Card Review

When it comes to basic features, IHG® Rewards Club Select Credit Card offers great features. By using it, you’ll earn 5 points per dollar spent at IHG properties (on top of your base generating to be an IHG Club member, obviously), 2 points for each dollar spent at gasoline stations, supermarkets as well as restaurants, and 1 point per dollar allocated to all other buys.

This card also provides another traveler-friendly fringe perks, just like automatic platinum elite status within the IHG program, one free night each year at a hotel of your liking, with no international transaction fees.

In which the IHG® Rewards Club Select Credit Card shines:

There’s without a doubt: The IHG® Rewards Club Select Credit Card certainly has some sweet spots. For instance:

Big earning power whenever used at select hotels – Any time you use the IHG® Rewards Club Select Credit Card at a Holiday Inn Express, Crowne Plaza, Holiday Inn, InterContinental as well as Hotel Indigo as well as pay together with your card, you’ll successfully be earning 15 points per dollar invested. That’s 10 points for each dollar to be part of the IHG Club program, as well as 5 points for each dollar using the credit card. Not very shabby!

Automatic platinum elite status – Along with the IHG® Rewards Club Select Credit Card you’ll instantly have platinum elite status in the IHG Club program, so long as your card account is active as well as in good standing. That’s the maximum level of status within the loyalty program, and lots of wonderful benefits include it.

No international transaction charges – The IHG® Rewards Club Select Credit Card is a superb choice for international use, as it costs no foreign transaction charges. You can feel free to swipe it all over the world, without taking on that pesky 3% charge.

Free night each year – Each year, the IHG® Rewards Club Select Credit Card will score you a totally free night in an IHG hotel. With respect to the property, this might easily over-shadow the price of the card’s yearly fee.

Basic Information About it:

  • 24% and variable APR
  • No Intro APR
  • No annual fee for the first year
  • No fee for foreign transaction


  • Earn 70,000 bonus points after spending $2,000 on purchasing in the first 3 months of account opening
  • Earn 2 points per $1 spent on purchases at gas stations, grocery stores and restaurants
  • Earn 5 points for each $1 spent at IHG hotels


Enjoy a free night each year of card membership at over 4,900 hotels worldwide

How to Apply:

  • Visit the website
  • Press “Apply Now” button to be redirected to the next page
  • Enter your personal information include your first name, last name, mailing address, city, state, zip code and membership number
  • Press “Next” button and follow the on-screen instruction to complete the online registration