Amex Everyday Preferred Credit Card Review



Amex Everyday Preferred Credit Card is a rewards card by American Express, for individuals with superb credit score. It’s no yearly fee and allows you to earn 10,000 bonus factors in the event you make a minimum of $1,000 in purchases with this particular card within the 1st three months. Since it’s name indicates, this is a card along with advantages for all those who make use of a credit card on the normal basis. You make 2 points whenever you shop at US supermarkets, on as much as $6,000 a year in buys, then 1 point. And also you earn 1 point your other buys. There’s a 0% intro APR on buys and balance transfers for fifteen months. Following that, your buy and balance transfer APR will probably be a variable 13.24%-22.24%, according to your creditworthiness as well as other factors.

Things We Like Concerning the Amex EveryDay® Credit Card from American Express:

No yearly charge. This card has no annual fee as well as there’s additionally no annual fee for extra cards, therefore, additional card members will nonetheless benefit in the $0 annual fee. Keep in mind, the usage of your account through extra card members and anybody they permit to make use of your account is your sole duty.

Shopping advantages consist of prolonged guarantee of as much as a year on qualified purchases produced with this card, once the manufacturer’s warranty is five years or less. Additionally, you get purchase safety in the case of accidental harm or theft of things purchased with this particular card.

Travel benefits. Whenever you charge the entire cost of the trip having a bus, train or plane for your card, you get journey accident insurance protection within the case of lose of life or devastating damage. Additionally, you get car rental loss and damage insurance coverage, which addresses the majority of vehicles you might rent within the case of accidental damage or theft. Additional journey advantages consist of access to some roadside help hotline, along with a global help hotline.

Basic Information About it:

  • $95 annual fee
  • NO Intro APR on purchases and balance transfers for 12 months
  • After that, there will be a varied APR from 13.24% to 23.24% currently

Highlights:

  • Earn 3X points at supermarkets in U.S.
  • Earn 2X points at gas station
  • Get 1X points on any other purchase

Rewards:

Get 50% extra points when you use your credit card for 30 or more times on purchases; get 15,000 membership reward points after use your new card to make $1,000 in your first 3 months.

How to Apply:

  • Visit https://www.americanexpress.com/us/credit-cards/amex-everyday-preferred and click “Apply Now” button
  • Enter your personal information includes full name, your name on card, Email address, SSN, date of birth, phone number, income source, total annual income etc.
  • Press “Continue” button to follow the on-screen instruction to complete the online application